Instant free transfers among bank users in Slovenia.
A simple transfer and receiving of money in a few seconds among bank users in Slovenia with enabled Flik service.
A mobile phone number and an e-mail address of the recipient from your phone's phonebook are enough for the execution of payment through Flik.
Flik enables the setting of overdraft or complete disabling of payments; the application and the payments fulfil the security standards of the Bank of Slovenia and the PSD2 Directive of the EU.
Even when the banks are closed.
For acquiring and activating Flik you do not have to visit the bank.
The Flik Pay application can be downloaded from the Google Play Store or from the Apple Store; enter your tax number and the activation code from SKB NET internet bank or MOJ@SKB mobile bank and Flik is ready to use!
Transactions among Flik users are free.
A mobile phone number and an e-mail of the recipient are enough for the execution of payment.
CHANGING OF OVERDRAFT
The user can set his/her own overdraft for transactions.
One click is enough to temporarily disable the payments within the application.
Transactions among users are executed in a few seconds.
You do not have to visit the bank for activating Flik; all you need is your tax number and the activation code acquired from SKB NET or MOJ@SKB.
The application and the payments fulfil the security standards of the Bank of Slovenia and the PSD2 Directive of the EU.
Frequently asked questions
Flik can be used if you have an open personal account, which enables its use.
The use of the Flik Pay application requires:
- a tax number,
- an activation code acquired from the SKB NET internet bank or MOJ@SKB mobile bank,
- a mobile device with an iOS or Android operating system,
- enabled data transfer.
For using Flik you need the Flik Pay application, transferred from the Google Play Store or from Apple Store respectively.
For activating Flik you need to enter your tax number and the activation code acquired from the SKB NET internet bank or MOJ@SKB mobile bank. After correctly entering the data into the Flik Pay application, a mobile phone number, which is registered at the bank, will appear and a one-time password will be sent to this number. After entering the one-time password, you only need to set the password for the use of application and the activation is completed.
For transferring money log in into application Flik Pay, choose the tab "Send", choose a contact from the contact list and enter the amount you wish to transfer. You can also write a short message for the recipient of the transfer.
You can also send money to a user who is not on your contact list by choosing the tab »+« and entering the phone number or the e-mail of the recipient.
If the recipient is not registered in Flik Pay, the invitation for registration will be sent to the recipient automatically along with the transfer. The transaction will be on hold for 24 hours and will be executed if the recipient registers into Flik Pay within this time frame. If the recipient does not register within 24 hours, the transaction will be denied.
For sending requests on receiving money you must log in into Flik Pay, choose the tab «Request«, choose a contact from the contact list and enter the amount you wish to receive. You can also write a short message for the recipient of the transfer.
You can also send the request for payment to a user who is not on your contact list by choosing the tab »+« and entering the phone number or the e-mail of the recipient. If the recipient is not registered in Flik Pay, the request for receiving money cannot be sent.
Yes, Flik Pay can be installed to more than one mobile device with the same registration data.
The overview of executed transactions is visible under the tab Transactions; choosing an individual transaction enables a more detailed overview. In the tab Transactions you can cancel a transaction on hold, repeat the already executed transaction or repeat the request for receiving money.
The bank does not charge fees for transactions executed through the application Flik Pay. However, the use of the application can have an effect on the cost charged by your mobile operator due to data transfer on your mobile device.
In case of loss or theft of the mobile device with an installed Flik Pay application, you must immediately report the loss/theft to the Customer Service Call Center at +386 1 583 41 83.
If you have a Flik Pay application installed on other mobile devices as well, you block it by choosing My devices in the settings of the application and delete the lost/stolen device.
If you lost the password for logging into Flik Pay, click Lost password under the dial on the homepage and continue with the process of setting a new password which will redirect you to a new registration. This is done in the same way as the first registration.