Into fixed assets and development
depending on needs and capabilities.
Simple and quick approval process
where you choose the leasing provider of the leasing subject.
Payment depending on the actual needs
even during the validity duration of the contract.
Possibility of claiming tax deductions
for VAT and corporate income tax(asion) on income.
FEATURES OF LEASING
Leasing is intended for domestic corporate clients, professionals, sole proprietors and spending authorities, who have longterm investment plans and are looking for alternative options for financing.
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Frequently asked questions
The difference between a loan and a lease is that when you buy a vehicle with a loan, you acquire ownership of the vehicle immediately, while with a lease, the lessor remains the owner of the car until the lease is repaid.
The lessor will grant you a lease in the amount and with a monthly installment corresponding to the inflows into your personal account. The lowest monthly installment is 100 EUR.
- The repayment period for a car lease can be up to 7 years,
- the option to buy a used or new vehicle,
- in most cases the deposit is at least 20% of the value of the vehicle,
- the option of choosing between a fixed or variable interest rate,
- the cost of approval is comparable to the cost of getting a loan.
To obtain a lease, the client must submit proof of regular income (salary, pension or other income). Foreign citizens are additionally required to have a guarantor. Leasing insurance is the object of the lease itself, i.e. a vehicle that remains the property of the lessor until the last installment has been paid. Additional leasing insurance is usually not required, but the vehicle must be insured.
It's good to know
who you trust with your finances
- Excells in safety, stability and reliability in Slovene banking space.
- Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
- Trusted by more than 200.000 clients.
What do our clients say about us?
I have been a satisfied client since 2003. What I like most are personal approach and responsiveness – my individual relationship officer instantly finds a favourable solution for each of my financial challenges. I would also like to point out the mobile bank; these days I could not imagine my everyday life without it.
SKB bank keeps pace with the trends. It provides its users with online and mobile banking which makes our business easier and also simplifies dealing with our personal account, while paying invoices is quick and easy. Employees in bank branches are nice, helpful and willing to solve every issue.
With mobile and online bank, you can arrange as many as 53 different tasks without visiting the bank.:
- Submitting application for approval of extra overdraft facility.
- Submitting application for order of consumer loan.
- Submitting application for obtaining
Mastercard / Visa credit card.
- Paying and receiving invoices and e-invoices.
- Overview of balance and spending.