Financing
When doing business, financial assets are of key importance in many aspects, from current operations, to investments, guarantees, leasing or something else. SKB offers you a wide range of financing options.
Financing
Financing of current operations
BUSINESS ACCOUNT OVERDRAFT
Better liquidity of operations due to allowed overdraft on transaction account.
- financing of current operations
- allowed overdraft on transaction account within agreed amount without prior notice
- better liquidity in operations
- intersts are paid exclusively on the used part of the overdraft facility
Financing of current assets
REGULAR SHORT-TERM LOAN
For financing of current operations, with ineligible use of funds.
- disbursement in lump-sum or progressively
- principal repayment in lump-sum or in instalments
- monthly interest repayment
- fixed or variable interest rate
Adjusted to available funding
REVOLVING LOAN
Multiple absorption and return of funding up to the value determined in the contract.
- disbursment upon prior notice
- principal repayment in lump-sum or in instalments
- monthly interest repayment
- fixed or variable interest rate
Regulation of the company's cash flow
PURCHASE OF CLAIMS
Get your money before the maturity of receivables and improve your liquidity.
- liquid assets before the maturity of accounts of receivables
- easier managing of the company's cash flow
- easier planning and reaching business decisions
New
Intraday overdraft facility on transaction account
Higher liquidity due to permitted overdraft of positive balance within a banking day.
- Financing of current operations
- Negative balance on transaction account is permitted within the agreed upon amount without prior announcement
- Increased liquidity of operations
- Interests are charged only on the drawn part of loan
- Permitted overdraft of positive balance on transaction account within a banking day and within the agreed upon amount
- The account balance at the end of the banking day must always be greater than or equal to 0.00 EUR
- Without interests for the use of overdraft facility within a banking day
- No insurance
- Loan maturity: up to 1 year
Every bank can lend you money.
SKB offers you comfort and flexibility.
Flexibility
Your personal relationship officer with experience and knowledge will take care of your financial needs.
Stability
SKB is a stable and trustworthy bank,
owned by OTP Group,
with values.
Integrity
Applying adapted solutions, SKB will accompany you on your business
and personal path.
